Life insurance secures the finances of your Perth family after your death. By law all life insurance brokers in Perth must be licensed to sell life insurance policies. Some life insurance in Perth is sold by commission and some by fee to the life insurance broker (agent), paid by large life insurance companies in Perth & Australia. Expect the more life insurance premium you pay the more your life insurance pay out to your family upon your death. It pays to compare cost / benefit of different life insurance policies sold by different life insurance brokers and companies in Perth. Some life insurance policies are packaged with other types of insurance such as permanent disability insurance, income protection insurance, accident and trauma insurance.
If you start a life insurance policy late in life you've saved but you're more likely to have ailments. It is important to disclose all known pre-existing ailments when taking out life insurance in Perth. If you don't payout can be blocked. The job of a good life insurance broker in Perth is to get the best insurance deal for you from insurance companies in Perth. The will help you lodge a life insurance claim form and if they feel that speed / justice is not being done, they will go into bat for you. Most life insurance brokers in Perth will be able to provide you with information about a range of life insurance product options and by law disclose how they are being paid and full financial impact to your family.
Below: Where you can get Perth life insurance advice: